First Country Bank

Building Up Lives. Building a Nation.


Regular Savings Account

Earn more on your savings account!
Our regular savings account requires only P500 to open and at least P1,000 to earn an interest rate of 2% p.a.

For:
Short-term savers who want a higher savings rate than what they'll get from commercial banks.

Benefits:
  • Higher interest than other banks
  • Low minimum initial deposit and maintaining balance
Rate:
2% p.a.

Minimum Deposit:
P500

Maintaining Balance:
P500
P1,000 to earn interest

Holding Period:

30 days

Withholding Tax:
20%

Labels:

SURE Current Account

Worry-free, interest-earning checking account!
Enjoy the convenience of paying by check combined with a 2% interest on your balance. Earn a high 8% if you maintain at least a P100,000 balance.

For:
Depositors who want the convenience of automatic transfers of amounts to their checking accounts.

Benefits:

  • Higher interest than other banks
  • Low minimum initial deposit and maintaining balance
  • Convenience of automatic transfers from savings to checking account
  • Overdraft protection
  • Unlimited checkwriting
Rates:
2% p.a. for P5,000 (personal) or P10,000 (commercial)
8% p.a. for P100,000 and up

Minimum Deposit:
P5,000 (personal)
P10,000 (commercial)

Maintaining Balance:
P5,000 (personal)
P10,000 (commercial)

Holding Period:

30 days

Withholding Tax:
20%

Labels:

Katuparan Special Savings

Earn more on your savings without getting tied down!
A choice of 30, 60 , 90, and 180 day special savings account with higher interest rates. The longer the term and the higher the deposit, the higher the interest you will earn.

For:
Depositors who want higher rates than time deposits but might need access to their money within the year.

Benefits:


  • Higher interest than time deposits
  • The higher the balance and the longer the term, the higher the rate
  • No documentary stamps
  • Shorter term access to savings
  • Automatic roll-over
Rates:

----- RANGE ------------------------ 30 Days -- 60 Days ----- 90 Days ---- 180 Days
P5,000-P19,999 ---------------5% --- 5.25% ---- 5.50% ----5.75%
P20,000-P49,999 ------------5.75% --- 6% ------6.25% ---- 6.50%
P50,000-P99,999 ----------- 6.75% --- 7% ------7.25% -----7.50%
P100,000-P499,999 ---------7.75% --- 8% ------8.25% -----8.50%
P500,000-P999,999 ---------8.75% --- 9% ------9.25% -----9.50%
P1,000,000-P2,999,999 -----9.75%---10% ------10.25% ---10.50%
P3,000,000-P4,999,999 ----10.75% --11% ------11.25% ---11.50%
P5,000,000-Up ------------- (N E G O T I A B L E)


Minimum Deposit:
P5,000

Holding Period:
30, 60 , 90, or 180 days

Withholding Tax:
20%

Labels:

Fiesta Special Savings

Celebrate for free!
A one- or two-year special savings account that earns interest, and depending on your deposit amount, we will give you a free cell phone, or any other item, of your choice, for free!

For:
Customers who enjoy freebies.

Benefits:
  • Free item of your choice
  • Flexible product choices
Rate:
2% p.a.

Minimum Deposit:
P50,000 for 1 year
P25,000 for 2 years

Holding Period:
1 year or 2 years

Withholding Tax:
20%

Labels:

Bankers Club Prime Savings

The more you save, the more you earn!
Enjoy higher interest rates the higher your deposit. This is a one-year special savings deposit that credits your interest every month.

For:
Depositors who can park their money for one year and earn higher than time deposits

Benefits:

  • Higher interest than time deposits
  • The higher the balance, the higher the rate
  • Higher rates than Katuparan
  • No documentary stamps
Rates:
6% for P5,000-P19,999
7% for P20,000-P49,999
8% for P50,000-P99,999
9% for P100,000-P499,999
10% for P500,000-P999,999
11% for P1,000,000-P2,999,999
12% for P3,000,000-P4,999,999
negotiable for P5,000,000-up

Minimum Deposit:
P5,000

Holding Period:
1 year

Withholding Tax:
20%

Labels:

Bankers Club Pensionado

Yes, you can retire rich!
This is a long term special savings account that will double your money in 6 years, and lets you immediately have your interest income credited to your regular savings or checking account with First Country Bank every month, tax free! Live off the interest on your investment and enjoy your dream retirement.

For:
High net-worth individuals who want a high return on their deposit, but want to enjoy regular monthly interest income.

Benefits:

  • Doubles investment in just 6 years
  • Credits interest every month
  • Exempt from withholding tax
  • Loan against deposit
Rate:
12% compounded (or 16% straight)

Minimum Deposit:
P250,000

Holding Period:
6 years

Withholding Tax:
None

Labels:




© 2007 First Country Bank
No part of the content may be reproduced without prior written permission.