First Country Bank

Building Up Lives. Building a Nation.


REM/CHM Loans

These are secured short-term business or multi-purpose loans with real estate property or vehicle as collateral.

For:
Entrepreneurs or professionals who need extra cash for business or personal needs.

Eligibility:
  1. Full-time employees and self-employed individuals
  2. With real estate (residential lots within Metro Manila and CALABARZON) or private vehicle as collateral
  3. Filipino citizens between 21 to 65 years old
  4. With primary residence or place of work in Pasig, Mandaluyong, or San Juan
  5. Minimum household gross monthly income of P50,000
Benefits:
  • Affordable interest
  • Quick approval process
  • Convenient payment via post-dated checks
Rate:
1.67% per month

Fees:
Service charge
Handling fee
Appraisal fee
Notarial fee
Documentary stamp tax
Credit life insurance

Minimum Loan:
P50,000

Maximum Loan:
Up to 50% of appraised value of property

Minimum Term:
6 months

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